Introduction
Poultry farming has grown into one of the most profitable and scalable agribusiness opportunities in India. With rising demand for eggs and chicken meat, small farmers and rural entrepreneurs are finding poultry to be a consistent income source. To support this, the Government of India has launched the Poultry Farm Loan Yojana 2025, offering financial assistance in the form of low-interest loans and subsidies. Whether you’re planning a small backyard farm or a large-scale commercial poultry unit, this scheme helps cover initial capital investment and operational costs.
What Is a Poultry Farm?
A poultry farm is an agricultural setup where birds like chickens, ducks, turkeys, and geese are raised primarily for meat or eggs. In India, broiler farming (for meat) and layer farming (for eggs) are most common. A small-scale farm might consist of 500–1000 birds, usually raised in basic open-shed environments, while medium and large-scale farms involve thousands of birds in scientifically managed enclosures with automated feeding, climate control, disease management, and waste processing. Additionally, integrated farms may include hatcheries for breeding, feed production units, and egg packaging facilities. Poultry farms generate steady cash flow and are especially beneficial for areas with less cultivable land, offering rural families employment and economic stability.
Business Loan for Dairy Farming – An Alternative Livelihood Option
If you’re exploring other agriculture-based income streams beyond poultry, Dairy Farming Loan Schemes are another excellent option. Like poultry, dairy farming is also supported by NABARD and other government institutions under schemes such as the Dairy Entrepreneurship Development Scheme (DEDS). This scheme helps individuals set up milking animal units, chilling units, and fodder farms.
Applicants can get loans ranging from ₹1 lakh to ₹10 lakh for purchasing cows or buffaloes, building sheds, setting up bulk milk coolers, or starting milk transport services. Repayment tenure typically ranges from 5 to 7 years with a grace period. Similar to poultry loans, dairy loans also offer 25%-33% back-ended subsidy, especially for SC/ST and women entrepreneurs. This makes dairy farming another dependable and sustainable self-employment model.
How to Apply for a Poultry or Dairy Business Loan
The application process for these agricultural business loans is similar:
-
Prepare a business plan/project report including financial projections
-
Visit a nearby branch of a recognized bank or apply online
-
Submit KYC documents (Aadhaar, PAN), land/rent papers, bank details
-
Await bank officer verification and approval
-
Receive loan disbursement in stages based on progress
Major Banks That Offer Business Loans
Several public and private sector banks actively offer loans for poultry farming, dairy projects, and other agriculture-related businesses:
-
State Bank of India (SBI)
India’s largest lender with specialized agricultural business loan products, including poultry and dairy loan packages. Known for fast processing and reliable service.
🔗 https://sbi.co.in -
Punjab National Bank (PNB)
Offers a variety of agriculture and allied activity loans, including schemes under NABARD. Also provides guidance on subsidy applications.
🔗 https://www.pnbindia.in -
Bank of Baroda
Has exclusive agri-loan products tailored to regional and national schemes. Their agriculture officers help with documentation and project planning.
🔗 https://www.bankofbaroda.in -
Canara Bank
Supports dairy and poultry businesses under various government schemes and offers collateral-free loans up to a certain amount under CGTMSE.
🔗 https://www.canarabank.com -
NABARD (National Bank for Agriculture and Rural Development)
Although NABARD does not give direct loans to individuals, it funds and guides other banks for disbursing poultry, dairy, and agri-business loans.
🔗 https://www.nabard.org
Each of these banks follows slightly different criteria, so it’s advised to visit your local branch or check their official websites to compare interest rates, documentation, and eligibility requirements.
Conclusion
Whether it’s poultry farming or dairy, the Indian government and major banks are actively promoting rural entrepreneurship through specialized loan schemes and financial incentives. Poultry Farm Loan Yojana 2025 makes it easier for aspiring entrepreneurs to establish their own business with reduced financial pressure. Similarly, those interested in cattle rearing or milk production can opt for dairy loans. With proper planning, training, and access to government-backed financial tools, you can create a profitable, sustainable business that supports your family and your community.
