To empower rural women and promote financial literacy across India, the Government has launched an inspiring initiative – the Bima Sakhi Yojana. Under this scheme, women can earn up to ₹7,000 per month by working as Bima Sakhis—local insurance facilitators in villages. This not only gives them a regular income but also enables them to spread awareness about insurance in under-served communities.
This scheme is being implemented under the National Rural Livelihood Mission (NRLM), in collaboration with leading insurance institutions like the Life Insurance Corporation of India (LIC). It provides rural women with training, certification, and an opportunity to become self-reliant.
What is the Bima Sakhi Yojana?
A Bima Sakhi is a woman from a Self-Help Group (SHG) who is trained to deliver insurance services in rural areas. She assists villagers with insurance policy enrollment, claim settlements, documentation, and awareness campaigns. In return, she earns a monthly stipend plus commission on each insurance policy sold.
The vision is to have one Bima Sakhi per gram panchayat to make insurance accessible in every village.
Key Benefits of the Scheme
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💰 Monthly earnings up to ₹7,000
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👩💼 Start your own self-employment journey
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🎓 Get trained and certified in the insurance sector
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📄 Earn commissions on LIC and government scheme enrollments
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🧾 Support villagers with insurance claims and services
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🌍 Promote financial inclusion and security in rural India
Who Can Become a Bima Sakhi?
To be eligible for the Bima Sakhi Yojana, a woman must meet the following criteria:
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Be an Indian citizen
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Aged between 18 and 50 years
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Must have passed at least 10th grade
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Be an active member of a Self-Help Group (SHG)
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Willing to work in rural areas
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Have basic communication and writing skills
How to Apply for Bima Sakhi Yojana?
The application process is carried out through State Rural Livelihood Missions (SRLMs) and local implementing agencies. Interested women can apply online or visit their local block-level office.
You can visit these official portals for more information and registration:
🔗 NRLM Official Website: https://aajeevika.gov.in
🔗 Kaushal Panjee Portal (Skill Registration): https://www.kaushalpanjee.nic.in
You can also inquire at your nearest Self Help Group (SHG) cluster or District Rural Development Agency (DRDA).
Real Impact of the Scheme
Thousands of women across states like Uttar Pradesh, Madhya Pradesh, Bihar, and Rajasthan have already joined the mission and are earning consistently while helping their communities understand the importance of insurance. Many Bima Sakhis have reported financial independence and increased respect within their families and society.
The scheme has not only enhanced income opportunities for women but also bridged the insurance awareness gap in rural India.
Conclusion
The Bima Sakhi Yojana is a win-win initiative—empowering women and spreading insurance coverage in rural areas. If you’re a woman seeking part-time or full-time income, or you know someone from an SHG group looking for a stable opportunity, this scheme is truly a golden chance.
🌟 Take the first step today. Register for Bima Sakhi training and start earning while helping your community!
